Welcome to My Silver Benefits, where Medicare guidance feels like family.

Get a clear picture of your current health-insurance coverage and learn how Medicare could fit your needs. We’ll walk through your options and outline potential costs so you can make an informed decision.

Where and How We Meet

• Meet in our office, at your home, or by phone—whatever works best.
• Identify the enrollment windows you’re eligible for.
• Review any employer or retiree health benefits and compare them with Medicare to see which route makes the most sense.

Explore Your Medicare Choices

• Clarify the differences between Medicare Supplement and Medicare Advantage plans.
• Explain the phases of Part D prescription coverage (deductible, initial coverage, coverage gap, and catastrophic).
• Break down Original Medicare Parts A and B.
• Present plan options that include your preferred doctors and local pharmacies.
• Highlight extra benefits such as vision, dental, hearing, or fitness perks.

Understand All Costs Up Front

• Outline the standard costs for Original Medicare.
• Provide estimates of monthly and annual expenses—premiums, copays, and coinsurance.
• Review any possible IRMAA (income-related monthly adjustment) charges.
• Compare coverage and pricing for both Supplement and Advantage plans.
• Evaluate Part D drug coverage and potential out-of-pocket expenses.
• Make sure you avoid late-enrollment penalties.

We guide you through every stage of signing up for Medicare—whether it’s Parts A and B, a Medicare Advantage or Supplement plan, or prescription drug coverage.

Our Enrollment Support Includes:

• Assistance completing all paperwork to enroll in Medicare Parts A & B.
• Providing a secure digital enrollment option if you prefer to handle forms online.
• Submitting your chosen plans directly to the insurance carriers for you.
• Tracking applications, confirming acceptance with each insurer, and letting you know as soon as approval is official.
• Helping you choose and enroll in Medicare Supplement, Medicare Advantage, and Part D prescription plans.

Our help doesn’t stop after you enroll—we stay with you year-round to keep your coverage running smoothly.

Here’s What You Can Expect:

• Around-the-clock phone access to our service team—no need to spend hours on hold with an insurance hotline.
• Personalized plan reviews every open-enrollment period to confirm you still have the most cost-effective coverage.
• Regular updates on plan changes and industry developments that could affect your benefits.
• Assistance ordering replacement Medicare cards or other important documents.
• Guidance on reviewing medical bills and claims for accuracy.
• Support with Medicare appeals if any issues arise
• Annual rate checks to ensure you’re getting the best value.